|What you need to know about Catastrophic Injury Compensation
||Dec 10, 2019
||Accident victims who sustain a catastrophic injury, such a as serious brain injury or spinal injury, are entitled to the highest level of accident benefits under Ontario insurance law.
|How Accident Victims share Insurance Proceeds to cover Awarded Damages
||Nov 12, 2019
||When damages are awarded in a lawsuit arising from a motor vehicle accident, the proceeds from the applicable vehicle insurance policies are apportioned to cover the plaintiff’s damages up to the maximum available on the policies. When multiple plaintiffs and insurers are involved, a judge may be asked to decide how insurance proceeds should be allotted pursuant to Ontario laws, as occurred in a 2019 trial, House v. Baird, involving several Kitchener accident victims.
|Reasons why your Accident Claim or Catastrophic Impairment Application may be denied
||Oct 09, 2019
||Injured persons making a claim for no fault accident benefits can be denied owed benefits for several reasons, for example, when their treating physicians fail to submit required medical assessments that substantiate their level of injury. This is one of several situations that can give an insurer grounds (or an excuse) to deny your claim, or your catastrophic impairment designation (if you sustained a catastrophic injury entitling you to the highest level of benefits).
|The Challenges in Claiming Disability Benefits for Mental Illness
||Sep 12, 2019
||It’s well documented that mental illness is a leading cause of disability in Canada. Nevertheless, mental problems are among the most difficult conditions to prove when making a long-term disability claim.